Pressure Washing Insurance
Do you offer pressure and power washing services? Pressure washing insurance will protect you in case anything goes wrong. There are certain risks associated with running an exterior washing business. Making the right insurance decisions to protect you and your professional washing business is always a good idea.
How can we help? In order for you to choose the best cleaning business insurance policy, you need to compare quotes from today’s top insurance carriers. We’ll connect you with many top insurance companies so you can get the best prices for covering your small pressure washer business. Ready to get started?
Types of pressure washing business insurance
Running a pressure and power washing business requires owners to wash the exterior of one’s home or business. In the process of cleaning, careful attention must be paid to prevent damage. The forceful spray of pressure washing may not only damage one’s property, it could potentially cause bodily injury.
Power washing insurance is important because it helps pay for damages, injuries, and legal expenses.
Professional Liability Insurance
Professional liability insurance is a type of insurance that helps you defend yourself if one of your clients accuses you of making a mistake that causes them to experience financial harm. It helps cover any professional negligence claims, legal defense costs, and legal judgments.
Claim example: You damaged some of the siding on a client’s home. This insurance policy will help cover expenses related to the damage.
Many pressure washers only pay around $39 a month for professional liability insurance. That’s about $468 per year.
Pressure Washing General Liability Insurance
The most common type of business insurance pressure washers choose to invest in is general liability insurance. It protects you against third-party property damage and claims of bodily injury. It doesn’t matter whether you’re power washing a small two-bedroom home or a large commercial building, GL insurance helps protect you against the many risks associated with the exterior washing industry.
Claim example: Someone trips over your hose as you’re pressure washing their house. If they’re injured, you’re liable for their medical expenses, which GL will pay.
You might pay around $100 a month for pressure washing general liability insurance. Well worth the cost for general coverage!
If you own or rent a physical space, then you’re going to need to purchase commercial property insurance. This insurance not only protects your business equipment and inventory, it also helps pay for your operating expenses and any lost income if something were to happen to your property.
Claim example: A pipe bursts and water goes everywhere, ruining some, most, or all of your business equipment. Property insurance gives you the financial protection you need so you can begin operating again as soon as possible.
Property insurance policies are available for as little as $17 a month!
Business Auto Insurance
If you’re looking for the most bang for your buck, you might consider a business owner’s policy. It’s a packaged policy that combines general liability insurance and commercial property insurance into a bundled deal.
The cost of a business owner’s policy depends on what you do, and what you want to cover. Either way, buying each policy separately will cost you more than a BOP. A smaller pressure washing business may be able to buy a business owners policy for as little as $350/year. That’s about $30 a month for a business owner’s policy.
Did you know that more than half of today’s small businesses that have fewer than a thousand employees have experienced a cyber-attack? Pressure washing businesses that keep all of their client information in an online database now need Cyber insurance. Cyber liability even helps keep your pressure washing business operational during the repair process if you happen to have a cyber-attack.
Claim example: Someone hacks into your company account, giving them access to both company and client information. A cyber insurance policy will take the necessary steps to get your small business back on track asap. Nice!
Many small businesses pay an average of around $110 a month for cyber insurance. How much are you willing to pay for security coverage?
Pressure Washing Insurance Cost
How much is pressure washing insurance? In order for you to get an exact quote, you’ll need to give insurance companies the following information:
- State you live in
- Length of policy needed
- Policy add-ons
- How many people need coverage
- How many vehicles are used and type of vehicles
Compare quotes to save money
Everyone wants to find cheap pressure washing insurance. We can help. Simply fill out this form to get started. We’ll use it to compare quotes amongst our national carrier partners. Then we’ll present you with the right coverage at the best price. So simple!
We’re experts when it comes to helping you find the most affordable business insurance.