Why do home-health contractors need workers’ compensation?
If you happen to get hurt on the job or experience a work-related illness, workers’ compensation will come in handy. And many contracts require some form of workers’ compensation coverage anyway.
Here are some of the benefits of workers’ comp:
- Medical costs due to work-related sickness or injury
- Services needed to help recover and return to work
- Reimbursement for lost wages
- Protection from employee lawsuits (for medical expenses and lost wages)
How much is a policy for home-healthcare workers?
It really depends on what you do,where you live, and the number of people you include in your policy.
In general, it’s probably not as expensive as you think.
The best way to find out is to get a workers’ comp quote and see what your options are. Why not?